Mortgage Loan Processor Town & Country Bank Decatur
Mortgage Loan Processor
Town & Country Bank
Short Description :
Knowledge of FHA, VA, USDA, state and federal lending regulations desired Monitors and reports any deficiencies in loan documentation as required by the preclosing quality control checklist to ensure continued relationships with all applicable investors Analyzes, verifies and ,…
Full Description :
Town and Country Bank is seeking a Mortgage Loan Processor to ensure timely and accurate packaging of all mortgage loan files while providing a high level of customer service.
At Town and Country our mission is to empower the financial well-being of our communities, one person at a time.
The culture at Town and Country is built on our shared core values – Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team.
ESSENTIAL FUNCTIONS AND DUTIES:
Ensures that applications are processed in a timely and accurate manner.
Analyzes, verifies and completely develops applicant information to support the underwriting and approval process.
Generates loan documents using computer software and ensures that all necessary loan disclosures are provided to customers.
Maintains follow-up on all required documents for loan closings.
Engages with sales staff regularly to meet customer needs.
Examines overall loan documentation to determine applicant’s qualifications for approval review.
Reviews Automated Underwriting System Findings (multiple systems used in secondary marketing) to ensure that all requirements have been satisfied prior to loan approval.
Monitors and reports any deficiencies in loan documentation as required by the pre-closing quality control checklist to ensure continued relationships with all applicable investors.
Minimum one year experience in mortgage lending.
Knowledge of FHA, VA, USDA, state and federal lending regulations desired.
Excellent verbal and written communication skills.
Strong knowledge of computers, imaging systems and software programs including Microsoft Word and Excel.
Exceptional attention to detail, organization and time management skills.
Associate’s degree in related field or equivalent experience.